Saturday, September 22, 2018

Goals For Your Business



Hey neighbors!!

How many of you own your own business?  You may own a physical business or an online business, or perhaps you provide a service, but either way, I am sure you have goals in mind.  Most businesses have a business plan with goals they would like to reach, and as the business grows, the goals may change, but you still have goals.  I am sure that your goals will grow and change as your business develops.

Customer success may mean different things to different individuals.  To some, it may be that customer success is to have your customer leave happy with their purchase.  To another customer, success may be having the customer so satisfied, that they continue using their service.  Maybe this is a new idea for you.  If so, take a minute and think about your personal goals for your customers.  What does customer success mean to you?



Another goal might be to see your business reach a certain sales mark within a specified length of time.  Do you have sales goals for your business?  You should have both long-term and short-term goals.  Also, set a specific date to assess how your business is doing.  See if your goals are realistic, or if you need to make some adjustments.  By having business goals and deadlines set, you will have something to work towards.

If your business is service related, one of your goals might be to see a certain number of return customers, or an exact quota of people who have signed up long term for your service.  You most likely have plans in place to boost your sales and customer base.  You might want to consider taking a survey to see how you can improve your customer service and/or the service itself.  See if there are add-on services that would make your business more desirable to your customer base.



In today's internet world, do not forget to set up social media pages.  Try to set goals for each of your business social media pages.  Try different sites for a month or two and then evaluate which ones are working best for your business and weed out those that do not assist you in your goals.  You may find that certain days or times work better for posting.  Be sure to check out apps that allow you to schedule posts, as this will cut down on the actual amount of time you spend using social media.  Interacting online with the people who respond to your posts is a benefit.  Once you have decided which social media outlets work best for you, set goals of how often you will be posting, and set a budget if you are paying for advertising through social media.

Profit is, of course, a major goal for a business.  I mean, most people do not start a business just to waste time and lose money.  It may take you some time to reach your goals, so be sure to set realistic goals when you begin.  Most business ventures are not an overnight success.

As you set these goals, be sure to schedule time for you to have downtime.  Time with your family and/or friends where you talk about anything but business.  Just relax some.  This will allow you to come back feeling refreshed and ready to continue to grow your business.

If you own a business, share with us some of your goals and strategies.  Thank you for stopping by.

Thursday, September 20, 2018

Need a Photo Book? Check Out Blurb!

“This post contains affiliate links and I received free product for this post”



Hey neighbors!!

I have to share this beautiful photo book that was created using Blurb!!  I was so pleased with the quality of the book.  Many of you know, that I love to take pictures.  I have shared a few on here.  Over the years I have ordered several different photo books and I actually think this one is just a step above what I have previously ordered.  Making a book through Blurb is so easy!! They make great gift ideas too!! I used my photography name for the book.



Creating a photo book on the Blurb website is as simple as following the steps that they guide you through.  First of course you must pick the size of book you are wanting, as well as the shape.  Next you will choose if you want a soft or hard cover.  You can even opt for a hardcover with a dust jacket.  Last of the choices here, is to choose the type of paper.  I personally chose a matte.  The books start at 20 pages, and you can add pages for a small fee per page additional.  I downloaded their BookWright app to create my book.



The program will show you the safe area to place your photos, so none get chopped off.  The first option is to title your book and add any additional information.  At this point, you can upload photos you want included in your book.  I added several, and in doing so added a few extra pages to my book.  You will have several layouts to choose from for each page.  Pay attention, because some a photo boxes, and others are text boxes.  You do not have to use all of them.  I did not want text on every page, so opted out on many of the text boxes.  The program let me know if my pictures were not going to look good enlarged, so I was able to choose other options.  When you are completely done placing your photos, and adding text where you want it, you will be asked to review your book. Take the time to do this, because I found a couple of mistakes I had made, and was able to go back and correct them.  When I was totally satisfied I uploaded my book and placed the order.



When you place your order, you have a couple decisions to make.  Not only did I choose my hardcover photo book, but I was given the option of receiving my book in ebook form.  I was pretty excited about that.  Once those decisions were made, I entered my information for purchasing, as well as choosing how I wanted it shipped.  I chose the standard shipping.  The ebook was immediately available.  Then I just had to wait for the book to arrive.



All I can say is totally impressed.  My photos look wonderful!!  The entire family took turns looking through the book.  The cover is beautiful and the pages are of a very good quality.  I would definitely recommend Blurb.

I have told my husband about Blurb, because he is presently working on a book, and they do regular books as well as ebooks.  When he is done, I have a feeling he will be checking out their site.  


Monday, September 17, 2018

Mary Poppins Returns in Theaters December 19th


Hey neighbors!!

How many of you remember Mary Poppins?  My whole family enjoyed the original movie and nowhere anxiously awaiting Mary Poppins Returns.



Mary Poppins Returns: is directed by Rob Marshall. The screenplay is by David Magee and the screen story is by Magee & Rob Marshall & John DeLuca based upon the Mary Poppins Stories by PL Travers. The producers are John DeLuca, p.g.a., Rob Marshall, p.g.a. and Marc Platt, p.g.a. with Callum McDougall serving as executive producer. The music score is by Marc Shaiman and the film features all new original songs with music by Shaiman and lyrics by Scott Wittman and Shaiman. The film also stars Ben Whishaw as Michael Banks; Emily Mortimer as Jane Banks; Julie Walters as the Banks’ housekeeper Ellen; Pixie Davies, Nathanael Saleh and introducing Joel Dawson as the Banks’ children, with Colin Firth as Fidelity Fiduciary Bank’s William Weatherall Wilkins; and Meryl Streep as Mary’s eccentric cousin, Topsy. Angela Lansbury appears as the Balloon Lady, a treasured character from the PL Travers books and Dick Van Dyke is Mr. Dawes, Jr., the retired chairman of the bank now run by Firth’s character.



Be sure to watch the trailer below.



I have a feeling this will quickly become a family favorite! Thanks for stopping by!


Saturday, September 15, 2018

Ensuring You Can Always Provide for Your Little Ones


When we have children, almost all of our priorities in life change. They become the center of our worlds and we want to ensure that they always have the best, no matter what. In order to ensure this, we need to make plans and live our lives in a manner that will guarantee they are always taken care of properly. Here are just a few steps that you can take to achieve this!

Pursue Higher Education
A good place to start when it comes to being able to provide for your little ones is pursuing a higher education. Now, this may sound a little odd. After all, many of us will ask how pursuing an education of our own can benefit our kids. Often, holding a bachelor’s degree or even higher degree can significantly boost your earnings and make you more desirable to employers. It is estimated that an individual holding a bachelor’s degree will earn an average of $400 more than an individual without a degree on a weekly basis. You are also likely to snap up new jobs a whole lot faster. So, start browsing a range of courses that appeal to you sooner rather than later. There are plenty of online courses like an online masters in supply chain management out there. These can fit easily into your current schedule, as you can fit study around your present responsibilities.

Begin Saving
The majority of us live our lives by a budget. We consider out take-home pay after taxes and other charges have been removed. We deduct our essential outgoings like rent or mortgage payments, energy bills, and grocery shopping. Then we are left with our disposable income, which we do our best to remain within, never spending beyond our means. But, many of us make the mistake of spending what leftover income we have. Sure, this is tempting, but it’s also extremely important that we dedicate a portion of our leftover income to a savings account. This ensures that we have a supply of cash to fall back on should we lose our job or should a large unexpected expense come up. This can help to prevent us from falling into debt and allow us to support our family in the future, regardless of circumstances.

Take Out a Life Insurance Policy
While we don’t tend to want to talk about negative possibilities that could lie in the future, it’s extremely important to be prepared for them, should they occur. This is why you should take out a life insurance policy. A life insurance policy will ensure that your little ones receive a payout should the worst happen. This can help to support them financially in the future.

There are plenty of other steps that you can take to ensure that your little ones are always provided for. But these are some good starting points that will allow you to head off in the right direction!

Tuesday, September 11, 2018

Sign Up For Swagbucks and Save For The Holidays!!





All throughout September you can earn large bonuses when sign up as my referral on Swagbucks. Swagbucks is a rewards site where you earn points (called SB) for things you're probably doing online already, like searching the web, watching videos, shopping, discovering deals, and taking surveys. Then you take those points and exchange them for gift cards to places like Amazon, Target, or PayPal cash.  

When you sign up through me this month, you can earn a 300 SB bonus! Here's how:  

1. Sign up using this link 

2. Earn 300 SB total before October 1st, 2018. You'll get a 300 SB bonus for it!  

3. That's it. It's super easy, and Swagbucks is for real. I use it myself, and I've earned several Amazon Cards, as well as had funds deposited in my PayPal account.  

Monday, September 10, 2018

September Swago Board!!




The digital rewards site Swagbucks is offering big payouts during on their September Swago Board, which runs from September 10th through September 17th at 9am PT! Swago is just like bingo, but in this case you're filling out squares as you earn points on their site for doing things you already do online. If you're thinking of trying Swagbucks, this is a great chance to learn all about how the site works and earn bonus points while doing it, meaning you can get more gift cards faster. Here are a few tips: 

  • Each square on your Swago Board will contain an action item to complete. They can be anything from getting a search win, completing a survey, or just visiting one of our popular stores!
     
  • Once you complete the action item in a particular square the square will change color signifying the action item is complete.
     
  • You have until 12pm PT/3pm ET on Monday, September 17th to mark off as many squares as possible so use your time wisely.
     
  • Be mindful of the patterns and their corresponding bonuses located on the right of your Swago Board. The patterns will vary in difficulty and bonus value. Once you’ve achieved a pattern, the corresponding “Submit” button will light up. You can have multiple patterns available for submission, however, you can only submit ONE pattern so choose wisely.
  • Each activity you successfully complete on your Swago Board will give you anywhere from 1-20 spins on the Spin & Win Wheel. PLUS, when you submit your board for a bonus you'll get additional spins. The number of spins will depend on the pattern you complete. The wheel has all sorts of great prizes that you can win, and each spin is a winner!

The Spin & Win Wheel will be available all throughout Swago and you have until 11:59pm PT on Monday, September 17th to use all your spins. 

Fill up your board and then submit your pattern to get even more points - if you can fill in the whole board, you get a 500 SB bonus, which is enough for a $5 gift card from the retailer of your choice.  

Click here right now and click "Join" to get started! If you don't already have a Swagbucks account, you'll be able to quickly sign up; PLUS, if you earn 300 SB before the first of October, you'll get a bonus 300 SB!

Do I Need A Consultant?


Hey neighbors!!

Glad you could stop by today.  Do any of you own your own business?  Are you starting your own business?  It might be wise to consider hiring a consultant as you formulate your business strategy.  An expert who can help you get your business up and running and who can guide you in the right direction to grow your business.  Or perhaps you already have a business up and running, and you have a specific problem or you need a new direction for your company.  Hiring a consultant could very well be a wise choice.

Many people when they hear "consultant" think of a large firm with many employees, who take surveys, answer questions, and help businesses.  Oftentimes though a consultant is an individual who is experienced in a field, who are willing and able to hire themselves out.  

Let's define consultant.  A consultant is a professional who provides expert advice in a particular area such as security, management, education, accountancy, law, human resources, marketing, finance, engineering, science or any of many other specialized fields.

Why would you need a consultant?  

1. A consultant can find problems and issues with your business plan.  He will be able to point out areas that need changed or improved.
2. A consultant can be hired for a specific job, rather than hiring a full time employee. Once they have accomplished what needs done, they move on.
3. A consultant will have expertise in the specific area that you hire him/her for.  They will have extensive knowledge, to help you in your field.  
4. A consultant can bring a fresh perspective to whatever problem you are trying to solve.  They will see things that you do not see.
5. A consultant can help you change the focus or direction of your business. Perhaps it is time to move forward or change direction and goals.
6. A consultant can bring a spark of life to your business. If your business seems to be stagnant and doesn't appear to be growing, a consultant can help you find ways to bring new life to your business.
7. A consultant can come in to teach employees new skills so you can stay competitive with .
8. A consultant can help you decide if/where you need to cut back. Perhaps you need to downsize, rather than expand.

Remember a consultant is just a professional who will come in, look over your business and give impartial, expert advice.  They do not take over your business and should you disagree with any of the advice they give, you obviously have final say.  A consultant is someone who is there to help you make the tough decisions and to fine tune your business.




Could your business use any help in these areas?  If so, you might want to consider hiring a consultant.  Whether you are trying to solve a problem or bring new life into your business, a consultant might be exactly what you need.  Before hiring a consultant, check their field of expertise.  If possible, get recommendation either from friends, the Better Business Bureau, or check with other businesses that have previously employed them. 

Are you a consultant?  Feel free to leave a comment.  Have you ever hired a consultant?  Leave a comment and let us know how they helped and leave a tip or two for hiring a consultant.  Thanks for stopping by! See you soon! 

Thursday, September 6, 2018

Considering a Loan?



Hi Neighbors!!

Today we are going to talk a little about loans. There are many reasons that people decide to get loans.  For instance, we had some credit card debt, as well as, one of my daughters needed braces.  I did not realize how expensive braces are these days! I mean they have always been somewhat expensive, but $4500-$6000?  Anyway, we ended up taking out a small mortgage on our home rather than a home equity loan.  We made this decision after some discussion with one of our sons, who is a loan officer.  He helped us to make educated choices when we were offered the two different types of loans.  Our loan has a set interest rate that will not change for the duration of the loan, and there are no penalties for paying off the loan early, as well as a few other benefits.  Remember that what worked for us may not be what will work for you.

Now, if you are anything like I am, you might be wondering, how many kinds of loans are there? I mean, you just go into your financial institution and get a loan, right?  I did a little research.  Just consider the type of loans available: conventional loans, conforming loans, non-conforming loans, secured loans, unsecured loans, open-ended loans, close-ended loans, personal loans, business loans, even payday loans. If you are self employed, there are self employed loans you can apply for even though you do not have pay stubs from week to week to show your income.  Which one is right for you?  These are all good questions and yes, you can receive a loan while self employed, you just have to have the proof of income and whatever else is needed by the institution you are getting the loan from.



You may want to get advice from friends or a financial advisor before you make your final decision.  I was so glad we were able to go to our son with questions.  Below are some question you will want to ask the loan officer, or at least know the answers to before signing the paperwork.
1. Is there a fixed term?
2. Is it a fixed interest rate, or does it vary or change?
3. Is there a pre-payment penalty?
4. Do they bundle insurance in with the loan?
5. What fee is charged on a home loan if they have to send someone out to do an estimate on the value of your home?
6. Are there any hidden fees?

Make sure all your questions are answered and you fully understand what they are describing before signing.  We actually had 48 hours in which to change our mind after signing the paperwork, just in case we decided to back out or go another route.  Our bank's loan officer was very helpful and answered all the questions we had.  I am sure we drove her crazy sometimes with questions, but never be afraid to ask those questions.  We are very happy with the way our loan worked out and are satisfied with the terms of our loan.  Now all our credit card debt is paid off, my daughter has her braces on and we are working towards paying extra on the loan to pay it off early. I hope that some of this information will help you make a knowledgeable decision.

Have a great day!  See you soon!







Monday, September 3, 2018

Healed By Grace 2 Review + Giveaway!

#AD



Hey neighbors!!
I received the opportunity to preview Healed By Grace 2.  Here is the "about" information from the makers of Healed By Grace 2:
Jesse is approaching her 15th birthday and the only gift she desires is a horse. Unbeknownst to Jesse, her mother Brandy is in the throes of a cancer diagnosis which has Jesse’s father jumping through unexpected obstacles.  He signs Jesse up for summer camp, but when summer camp falls through he decides to have her stay with her estranged grandfather, an old gruff horse trainer named Gauff. Gauff, still recovering from the death of a special horse named Grace, now faces the challenges of teen negotiation. Gauff finds he must swallow his pride and ask his daughter Brandy for forgiveness.  A humorous and inspiring story of how God’s grace works in mysterious ways. Actors/Actresses include:Sean Young, Kennedy Martin, Natalie Weese, David Matthew Weese

I believe you will find this a perfect film for family entertainment, especially if you have a daughter/daughters that love horses.  The storyline teaches about forgiveness, reconciliation and faith.    Watching the story of Jesse, her grandfather Gauff and her parents is not only entertaining, but teaches us some life lessons.

You can find the DVD on Sept 18th at:
The digital version is already available.

I am being allowed to host a giveaway with the Healed By Grace combo pack.  The winner will receive Healed By Grace (original) and Healed By Grace 2.


A Few Thoughts on Going Green

Hey neighbors!!

Great to see you today!  Just wondering how many of you are practicing "going green"?  We have implemented a few different ideas in our home, but I would say we are still far from being considered a "green" family.  We have re-usable water bottles and drink containers that we use on trips.  We also have different snack containers so we are not using plastic bags.  I still do not consider us green though.  So, I am going to share a few ideas here if you are considering going green.  Remember going green can be as small as no longer using bottled water, to totally changing how your home receives power. You can learn more about Going Green and Climate Change here with, Adrian Rubin.

1. Start simple.  Purchase re-usable water bottles, preferable not plastic, and snack containers.  Consider buying a few totes, for carrying your groceries and other purchases home.  Keep one or two in your vehicle so you have them with you when needed.  These are simple easy changes you can make to start going green.



2. Cut back where you can on water and electric.  Teach everyone in the family to turn off lights that are not in use.  Also turn them off anytime you are leaving a room, unless someone else in in there of course.  Take shorter showers.  Consider having a timer so teens and younger children know when they need to finish.  Also, you can hand wash dishes.  By the time you rinse all your dishes, and then run the dish washer, you have used quite a bit more water.

3. Use a clothes line to dry your clothing during good weather.  Some of you may even be able to hang your clothing inside to dry, depending on space.  Use towels more than once.  We give each person a towel and they are to hang it up to dry after use and they are to use it for several days before putting it in to be washed.

4. If you have the space, consider starting a compost pile. This will cut down on trash going to a landfill.  Growing up I remember my grandparents had a worm bed, where they composted discarded food.  We had the best worms for fishing!!  They also had a burn barrel to burn paper and cardboard rather than throwing it in the trash.

5. Along the same lines, consider growing food, such as vegetables, berries and fruits.  My daughter loves to take care of a small garden.  You can find many different ideas online on how to garden in small spaces.



6. Use Green Products in the home for cleaning, bathing, washing your hair, etc.  This is something you can also easily find on the internet.  These products are designed to cut down on the effect on the environment. There are even perfumes and makeup that are environmentally friendly.  Test some out to find the products that work for you.  Using green products will make your home safer for your family as you are not using a bunch of harsh chemicals.

7. We also use essentials oils in our home for many purposes.  We have diffusers set up in several rooms.  Different essential oils can be used as cleaning products and for your health.



These are just a few of the easy to implement steps you can take to help your family to live green.  There are of course many other ways to make your home more energy efficient and to leave less of a footprint on the environment.  For instance we have considered installing solar panels, but as I said, that is a much larger step.

If you have any good suggestions for "going green", be sure to share them in the comments.  Thanks for stopping in!


Wednesday, August 29, 2018

NQC 2018 Pigeon Forge TN

Hey all!!

NQC, the National Quartet Convention is fast approaching.  If you have never been to NQC and you love Southern Gospel music, this is one event you should try to attend.  The music is great!  The groups are superb!  The location is beautiful!

Organizers for the 61st Anniversary edition of NQC – the National Quartet Convention – are busily preparing for thousands of music fans to descend on Pigeon Forge, TN for Gospel music’s largest annual event.
 
Pigeon Forge, TN's LeConte Center will once again host the event from Sunday, September 23, 2018 - Saturday, September 29, 2017. More than 40,000 people are expected to enjoy NQC's 61st event.
 
Among the special highlights this year are:
  • Inaugural Appearance by Dr. Robert Jeffress
  • Bill Gaither & the Gaither Vocal Band
  • The Gaither Homecoming Sing-a-Long
  • SGMA Hall of Fame Induction and Benefit Concert featuring the 2018 inductions of Ann Downing, Tracy Stuffle, Mark Trammell, Norman Wilson
  • Singing News Fan Awards
  • Inspiring Chapel services
  • Dr. David Jeremiah
  • Gerald Wolfe’s Hymn Sing
  • Quartet Matinee Extravaganza
  • More than 100 of your favorite Gospel artists
  • and so much more!
In addition, NQC's main stage will be filled with Gospel music's best and brightest along with new artists making their mark, including: Hoppers, Greater Vision, Mark Trammell Quartet, Jim Brady Trio, Jason Crabb, Ernie Haase & Signature Sound, McKameys, Erwins, Joseph Habedank, Legacy Five, Tribute Quartet, Guardians, Kingdom Heirs, Jeff & Sheri Easter and many more!
 
Clarke Beasley, NQC executive vice-president comments: “We are excited about this year’s NQC and believe Gospel Music fans who attend will have a one of kind experience at Gospel Music’s largest annual event.”
 
NQC - the National Quartet Convention - was founded in 1957 by gospel music legend and former backup vocalist for Elvis Presley, J.D. Sumner who co-produced the event with James Blackwood. The annual convention was moved in later years to Nashville, TN and then to Louisville, KY where it was held for 20 years.
 
For schedule, admission and all other information, visit www.NQConline.com.
 

Monday, August 27, 2018

Buddy and His TrustyPup Pig



Hey neighbors!!

Buddy received the Fling-A-Longs Pig from TrustyPup.  We brought it on vacation with us, to be his special toy for the trip.  After checking in to the hotel and walking Buddy and Brooklyn, we pulled out the new toy.  This on is specifically for Buddy, although Brooklyn was allowed to play with it while I was supervising.  Brooklyn has a tendency to destroy toys unless she is watched.  She has removed squeakers, chewed off the outside of tennis balls, as well as removing all stuffing from toys she plays with, so she only gets to play with this type of toy when supervised.


Buddy loved his Fling-A Longs pig.  It a tennis ball in each end, and the center is stretchy.  It also has that crackle sound, which Buddy loves so well.  I think he likes the sound best!  Anyway, both he and Brooklyn played with the toy for quite some time.  Brooklyn kept trying to steal it away from Buddy.




Buddy played fetch with it for awhile, but his favorite activity was to get hold of the pig and shake it from side to side.  We had to crate him in the evening, so the toy was put away until the next day.  I was concerned Brooklyn would help him destroy it over night.



The Fling-A-Longs from TrustyPup are made tough with Chew Guard Technology.  (Chew Guard Technology adds a tough durable lining to soft plush toys. The lining is combined with reinforced seams to create toys that stand up to rough play.)  They are built to last and are designed for your pet to have fun.  I am pretty sure I could leave the toy with Buddy, but if you have a super chewer like Brooklyn, make sure you supervise play with the dog toy.


If you are looking for some good dog toys that are sturdy and well-built, check out the TrustyPup website and the toys built with Chew Guard Technology.  Be sure to follow TrustyPup on their social media:
Facebook: https://www.facebook .com/trustypup/?fref=ts
Twitter: https://twitter.com/t rustypup
Instagram: https://www.instagr am.com/trustypup/
Pinterest: https://www.pintere st.com/trustypup/

Thanks for stopping by!!




Dealing with The After Effects of a Personal Injury: What Steps Should You Take?


Were you recently involved in an accident that resulted in an injury that wasn’t your fault? It can be a devastating time, especially when you don’t know what the future brings. If you’re unable to work and you can’t pay your bills, you need to move quickly to gain access to any disability benefits you may be entitled to. It’s also important to pursue and obtain resolution to who’s responsible for contributing to your injury. Here are a few initial steps to take and tips on how to make sure the process successful.
Get Prompt Medical Care
From the moment you realize that you were injured, you need to get medical care as soon as possible. Personal injuries can fall under a broad range of identifying terms, such as:
  • Falling or injuring yourself in a store
  • Getting whiplash or another serious injury from an accident
  • Product defect
  • Noise-induced hearing loss from a product or from your workplace
This is just a small example of different types of personal injuries that you could experience. Recovery starts with getting an accurate diagnosis and follow up treatment from a doctor. From there, if you think that another business, person, or product in any way may have contributed to your injury, you’ll need to take notes. Write down or record everything that happened in detail as soon as you can. This allows you to keep the details fresh and to be able to easily reference back to the incident as your attorney requests more detailed information.

Seek Reputable Legal Counsel
Obtaining an attorney who may be able to represent you if you have a case is important. Never try to do it on your own. A good attorney will take a careful look at your situation and determine if you have a solid case or not. If you do, it’s important to refer back to your written statement and any other pertinent information regarding the accident, leading up to it and afterward as well. Your attorney may call upon specific witnesses or interview the owner of the business where the injury occurred. You’ll need good legal counsel to represent you in court to help with the case. It's best to choose a law firm familiar with the court system of the city or state where the injury occurred. For instance, if you were seriously hurt outside of Yankee Stadium, narrow the search down to the top Bronx law firms specializing in personal injuries.
Call or Contact Your Employer
It's true that experiencing pain and suffering can make it hard to complete everyday tasks. If you’ve been injured to the point that you can no longer do your job properly, you need to contact your employer right away. If you were injured on the job, you’ll definitely need to report the incident to human resources. From there, you’ll have to fill out an incident report, and see if you need to turn the claim into workers compensation. If so, your lawyer will work directly with them as your claim is processed. If the injury occurred elsewhere, you still need to talk with your employer to see if you have any short or long-term disability with your employee benefits. If you do, now is the time to utilize these benefits so you can get reimbursed while you’re going through the healing process.


Contact Your Creditors
Contacting your creditors may seem like one of the last things you want to do as you’re laying in bed with an injury. In actuality, it's one of the best things you can do to help salvage your credit. If your credit is in good standing, you’ll want to keep it that way. This means if you’re going to be late on your house or car payment, or if you can’t pay your minimum credit card payment this month, call your creditors. In many cases, they will be understanding in regards to your situation and may even waive any late fees. Some creditors may allow you to skip a payment or make payment arrangements without sacrificing your good credit standing. Falling behind on your bills is easy to do when your income comes to a grinding halt.  If you must, you can tap into your savings and other money sources to pay bills, but only after you’ve paid your rent and house payment first. If you're having problems with your creditors, ask your personal injury lawyer for assistance. 

Being injured can quickly become a complex issue because it’s often multifaceted. Dealing with your injury, recovery and getting the right monetary support is important for survival. Getting an attorney that will be on your side to help your case is just one step in easing the burden and worry of the accident.

Townley Girl Back to School Giveaway!!

Hey neighbors!!

Many of you may remember that we have reviewed product from Townley Girl over the years!  They have some amazing products for young girls.  We have reviewed several of their nail polish sets and of course lip glosses and hair accessories.

This year Townley Girl is having a huge #BacktoSchool giveaway.  They are giving away a $500 gift card to TownleyGirl.com.  Simply click on this link, HERE, to be taken to their site to enter.

Be sure to enter!  Thanks for stopping by today!  See you soon!

Saturday, August 25, 2018

GIVEAWAY!! Our Ark Encounter Visit



Hi all!!

We recently visited the Ark Encounter and the Creation Museum.  While there, we had this cute little dinosaur with us who visited different exhibits at the Ark.  You can see from the pictures some of the sights we saw.  We met some friends from Florida, and stayed in a local hotel, so that we had time to visit both places.



We are going to have a gift box giveaway, that will include this little guy, as well as a couple other gifts.




The Ark is a full size replica of what Noah's Ark might have looked like.  If you have never been there, you need to add it to your sights to see list.  It is one of those things, that you understand must be big, but the reality of seeing it and walking inside is just amazing!!  Inside the Ark, you will see huge cages to contain the animals, pots and other tools used to feed, prepare meals, and contain smaller animals.  There are life size figures of Noah, his wife, his sons and their wives. The Ark has three levels.  It is immense!!




You can view presentations at different spots in the Ark.  There are places to eat, as well as a gift and book store.  Outside they have a petting zoo.




The Creation Museum is approx. 45 minutes from the Ark.  The Creation Museum has a Walk Thru History, an Insectarium, a Bible Room, a Dinosaur Den, a Planetarium, and several programs throughout the day as well.  Outside is a beautiful garden, a petting zoo, and zip lines.  Often there are different creation speakers to listen to.  We heard Tommy Mitchell while there. Super presentation!! Some of our friends rode the zip line.



You will find the Creation Museum in Petersburg, KY.  The Ark is in Williamstown KY.  There are several hotels nearby, so you can spend more than one day in the area.  You really need at least two days, one for the museum and one for the Ark. To find out more information, be sure to visit the website for the Creation Museum and the Ark Encounter.

Now back to the giveaway.  The winner will receive the dinosaur that traveled with us, as well as a penny that was run through the machine at the Ark, and a Creation Museum lanyard.  Then we are going to throw in a few extra goodies just for fun. I will tell about some of the other goodies in the upcoming weeks on Twitter and Facebook, so make sure you are following us there.

So get ready to enter!

Monday, August 13, 2018

What Business Tools Might You Be Needing?

Hey neighbors!

Do any of you own or manage a business?  What tools and systems do you have in place to help your business run smoothly?  We are going to share a few that we think are necessary in todays fast paced, electronic society.



Have you ever considered Master Data Management? For those who are unsure, here is the type of problem having master data management can help clear up.  This is an example I have witnessed personally.  I received an offer for a charge card from a certain company. Even after the card arrived, I continued to receive offers to apply for their card.  Now, had they had some form of master data management strategy in place, I would not have been receiving more offers on a card that I already had. Master data management will make your business run much smoother.  Every department will have access to a master data system and will then not be repeating information or having to check with another department for the verification.  This can prevent duplicate information on your system along with profiling and merging new data with what you already have in place. It will keep track of customers, companies, product, employees and any and all other such necessary information.  Each of these topics can be broken down in to more sub-sections of data. This might be an option you want to consider.



Today, social media is a huge influence in customers finding your business and, of course, for you to stay in touch with customers you already have.  You should have some social media tools in place to help with your social media posting.  Figure out ahead of time which social media outlets work best for you and those you want to reach.  There are so many options available now that you might want to choose just two or three to focus on.  You can find information online regarding what ages commonly use each different form of social media.  If your business is geared towards crafty or do-it-yourself folks, you would probably be best served by maintaining a presence on sites such as Pinterest, Instagram, and Facebook. If your business isn't one that most young people are going to be searching for, a Facebook page to go along with a standard website is probably your best option. Simply having a social media page is not enough, though. Make sure you post regularly on each page/site you run. I know of a radio station that tried building their listening base by opening a Facebook page, but they never post on it which means, of course, that there is no new interest being generated. Sharing sales or specials you are running, reviews from customers, or just general information relative to your business/interest is so easy and will increase your following very quickly. You can also use social media platforms to run giveaways or contests and give entrants extra points or entries for sharing with their friends. You will be amazed how quickly your following grows! In this day and age, a social media presence is almost necessary to run a successful business. If you're uncomfortable running it yourself, find/hire someone who is familiar with social media and will keep a fun and consistent posting schedule to attract new potential customers as well as keeping the interest of current customers/followers. There are actually individuals and companies today that are willing to manage your social media for you.  For example, my daughter posts for a group and they pay her monthly for a certain amount of posts. Social media is a business tool you can not afford to miss out on!



Small businesses may want to look into creating a website, and then post at least once a week with some form of update.  You can tell a little about your business, or review one of your products, anything that brings customers back to see more.  There are all a multitude of small business tools and apps available for the small business owner.  You can find places to store files, make posts, send emails, complete research and many other resources that will  improve your business.

Take a moment and share with us a few of the tools/apps you use and tell us how they have worked for you.  Thank you for stopping by.


Saturday, August 11, 2018

Do You Need A Personal Injury Attorney?



Hey neighbors!

If you or someone you love has been injured due to another person's neglect or irresponsible actions, do you know what your options are?  Do you know how to find out what your best choices are?  If you are like me, you have no idea what the laws regarding personal injury are, so the best thing to do would be to get help from someone who does.  A personal injury lawyer will know all the ins and outs of the law and he/she will be able to tell you if you have what is required to open a case.




Although in many states you are allowed to file a claim for yourself, unless you know what you are doing chances are you will be better off hiring a good lawyer.  He will be able to guide you throughout the entire process of your case and most likely bring about better results.  He can give you advice where needed concerning; compensation for losing time at work, how you will recover your medical expenses, and other problems that you might be worrying about.

How can you find a good lawyer?  Try asking friends and relatives for referrals of attorneys they have worked with. You can also Google " personal injury attorney tampa ", of course use whatever city you a searching for an attorney in.  Take time and read reviews of previous clients.  You can also contact the local Better Business Bureau or the local bar association to see if any complaints have been made and to get good recommendations.  Give the attorney's office a call and see if you can set up a consultation as many attorneys will offer a free, first consultation.  Some lawyers do charge for the initial consultation, so be sure to check on this in advance.  After the consultation, you can decide if this is the lawyer you want representing you, or if you need to keep searching.  Another important factor is to find out how they handle their fees.  You may also decide after the consultation that you do not have a case and you will need to consider other options.



An experienced lawyer will be able to let you know what you will be required to have for your case.  They will help get your paperwork together, file papers, help you arrange for qualified witnesses if needed, and gather other pertinent information.  He will know if there are any time limits for filing in your state. Since the insurance company handles cases like this on a regular basis and will obviously be trying to pay the minimum, you want a lawyer on your side who has the same type of experience in dealing with personal injury cases to assist you. It is beneficial if he has handled cases like yours.

If any of our neighbors here have had experience with a personal injury attorney please take a moment to share about your experience in the comments.  What you share might help someone else here. Thanks for stopping by!








Tuesday, August 7, 2018

Blue Gate Theatre-Shipshewana, IN #TravelTuesday #BlueGateTheatre

How many of our readers have ever heard of Shipshewana, Indiana? Probably quite a few, because although not as well known as some vacation destinations, I had heard of this Amish country locale for several years before we ever visited. Last month, my sisters and I took our mom for a two-night "girls getaway" to Shipshewana with the highlight being a visit to the Blue Gate Theatre for a concert by her favorite Gospel music group, the Inspirations. We did a lot of research before heading out, so I knew there would be plenty to do in town and nearby. We had a full day set to spend in Shipshewana and it was so neat to who some shopping at the local businesses, watch all the horse-drawn buggies go by, and just enjoy the slower pace of life there.


As I said though, our highlight was our visit to the Blue Gate Theatre. Blue Gate is a family-owned business that also operates a fantastic restaurant and bakery as well as the Blue Gate Inn, so be sure to plan a stop in for dinner, some delicious baked goods, or check out their package deals that include lodging, tickets, and a meal.



The "show" started at 7:00 on the evening we attended, so we showed up a little early to have a chance to look around. The theatre, bakery, and restaurant are all in the same building so you can eat dinner before the show or at least wander through the bakery and pick up a treat to take home. *The smells alone are enough to make you want to browse for a while!* We headed upstairs to the theatre about 6:30 and were pleased to see that the Inspirations had their product table set up so we could buy a new CD or just chat with the guys for a few minutes. We weren't sure how the setup would be at the theatre as far as being able to talk with the Inspirations (usually we see them in a Church or concert venue setting) so we were pleased that they had their product table out. Before the show started, it's apparently tradition to give a pie away to one of the attendees, so the emcee got announcements out of the way and then proceeded with the giveaway. Unfortunately, we didn't win-although we did try making friends with the winner so we could at least get a taste! (Not really, but we thought about it!)




We were told that it depends on the show or concert as to whether or not there's an intermission, and the Inspirations had opted to just run their concert straight through. M and I had front row seats so we were excited to be literally within touching distance of the stage. The concert was incredible, as we have come to expect from the Inspirations. It was a unique experience having it at a theatre rather than a church setting. It's a very close, intimate setting though, so you definitely don't feel lost in the crowd or claustrophobic if you (like my mom) don't really enjoy big crowds. When we left that evening, we were thoroughly satisfied with the experience, and extremely happy we had driven the distance (six hours) to visit. We're pretty sure it won't be our last visit either, as they have a great lineup of other Gospel concerts throughout the year as well as various shows and performances. We heard from Matt, lead singer from the Inspirations, that he had attended the afternoon showing of Stolen: The Musical, which is an Amish-based suspense that he said was incredibly well done, entertaining, and great for the whole family. Our family loves the old Hollywood musicals, so I'm thinking another trip to see Stolen might be in our future!



For more information about Blue Gate Theatre and their upcoming shows and concerts, be sure to check out their website. Your whole family will love the atmosphere of Shipshewana as well as the delicious food and clean, fun entertainment!!

Disclaimer: Reviews may be facilitated by complimentary admission in return for an honest review. All thoughts and opinions are my own and were not influenced in any way by the company.