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Refinancing the Mortgage on Your Home


 Hey neighbors!!

Now, that most of the holiday shopping is over and we have time to look closer at our finances we are considering refinancing the mortgage on our home.  We really did not overspend, but with everything going on this year my husband thought he it would be a good idea to look into refinancing in 2020.  My son, who worked at a credit union said he recommended checking into our options to refinance.

So, my husband has been checking in to a few different avenues we could go with.  One is working with the bank we already are financed through and getting a lower rate.  They said they should be able to help us with that.  He is also looking into outside options through other companies. 

We have found a mortgage calculator that will help figure payments and that will help us to make a good choice if we do refinance. This calculator is handy even if you are doing your first mortgage.  You simply enter all the necessary information and it will figure out payments for you. 

There are many different reasons why you might consider refinancing.  You can see some of them here. You can possibly lower your payments, save more quickly on your equity, or become more financially stable.  No matter what reason you have for considering refinancing your mortgage, be sure to look at all the different aspects and choose wisely.  Seek advice from a trusted friend or banker before making your final decision.

Have a great holiday!!


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