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Are You Ready to Own a Horse?



Horse ownership is a major commitment that could bring you years of companionship and satisfaction. Thinking about the crucial things associated with keeping an equine can help you decide if you're ready.

How Will You Reduce Risk?
Horses are powerful animals, and even people with years of experience working with them can find themselves in dangerous situations. There are also cases where unexpected circumstances could leave your horse seriously ill and fighting for its life.

Due to such possibilities, it's smart to get a horse insurance quote and see if there's a plan that could help you make the most of owning your equine while cutting the risks. You can't predict the future, but an insurance plan tailored for your needs could help you become better-equipped for whatever it holds.

Can Your Budget Support Horse Ownership?
Spend a significant amount of time planning for horse-related costs. If your income stays relatively the same over the next year, could you own an equine without feeling under constant financial pressure? What about if you or another earner in the household loses their job?

Plan for what could happen while also staying realistic about the things you'll need to buy. One practical way to proceed is to set a budget by making a list of the things you'll need, along with their approximate prices. Separate the items into groups based on if they are one-time, occasional, or ongoing expenses.

Do You Know How to Assess the Animal Before Purchase?
A horse is not something to buy impulsively. You'll need to weigh several crucial factors, such as whether the animal behaves consistently and has enough energy to suit your riding preferences and frequency. Will it pass a veterinarian's check?

If you feel ill-prepared to answer these questions, bring a more experienced person to check the horse with you. Having another opinion could help you make a more intelligent decision.

These are not the only questions to ask before investing in a horse. However, they'll give you food for thought and encourage you to scrutinize your situation before reaching any conclusions.

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