Skip to main content

Have You Used a Bankruptcy Attorney?

Hey Neighbors?

In these troubled times, where jobs are hard to find and sometimes hard to hold onto, we hear quite a bit about people filing for bankruptcy.  Now, I know it is possible to do your own paperwork and filing, but in a situation like this, it is best to have an expert on your side.  If you live in CA you might want to consider a Los Angeles bankruptcy attorney.

Now, realize, that a bankruptcy attorney does not guarantee receiving the results that you would like to see, but it sure makes sense to use an attorney who knows all the ins and outs of the law.  Someone who can knowledgeably guide you throughout the process.

First off, most bankruptcy attorneys have an evaluation or first consultation that they will do for free.  When you go, you will need to be able to tell them about the debts you owe.  This would include; credit cards, medical bills, any loans you have out, tax debts, any judgements made against you, overdue bills, and any other bills.  You will also need to let them know about mortgage or rent payments, car payments, and any other bills you may have. Are you up to date on your bills, or are many of them past due.  They will need to know if you are employed and how much you make.  Once he/she has all this information in hand, your attorney will then be able to advise you as to whether you should apply for bankruptcy, or to try and work out a feasible plan for working at paying off your debts.

A bankruptcy attorney will be able to help you decide between a Chapter 7, where they sell all your assets, including property to pay off your debts.  Or they may decide to go with a Chapter 13 where they work out a plan for you to pay off your debts within a certain time period, but you don't lose your personal property. Only an attorney with experience in bankruptcy court will be able to help and guide you in making these decisions.  Be sure to seek experienced counsel before making any decisions.

Have any of my neighbors worked their way out of debt?  What do you think about filing for bankruptcy?

Disclosure:This is a sponsored post for Borowitz and Clark, however, all thoughts and opinions are my own.


Popular posts from this blog

Before the Wrath Movie

 Hi All!! Have you heard about Before the Wrath?  This highly rated film is narrated by Kevin Sorbo. ● Highlights the importance and impact of Biblical prophecy ● Narrated by Kevin Sorbo and featuring: ○ Jack Hibbs - Theologist and host of “Real Life” on SiriusXM ○ Amir Tsarfati - Founder and President of Behold Israel ○ Jan Markell - Founder of Olive Tree Ministries ○ JD Farag - Theologist and Eschatologist ○ Scott McConnell - Exec. Director of Lifeway Research ○ Jay McCarl - Ancient Middle Eastern Anthropologist ○ Lizette Dillinger - Qualitative Director of LifeWay Research ● YouVersion 5 day reading plan available - Before the Wrath 1. Talking points: ● #1 Christian movie in Am I did find much of the movie interesting and informing.  I am not sure I totally agree with all their points, but it did challenge me to go look and research for myself. Where can you purchase Before the Wrath: Landing page: ​https://www.

Prilosec OTC $25 Rebate plus a $100 AMEX Giveaway

Hey Neighbors! Do you suffer from heartburn? I do sometimes. I personally can not eat really spicy foods. Problem? I LOVE MEXICAN! So does my whole family. My husband enjoys really spicy foods and sometimes suffers from it. Solution? Have you heard about Prilosec OTC? If not perhaps you would like to try it. Prilosec OTC has a special offer going on right now through February 15th. Buy 2 Prilosec OTC and get $25 back. Now, I personally have not tried Prilosec OTC yet. But according to the site: "How and Why Prilosec OTC® Works Prilosec OTC Blocks Heartburn When you eat, millions of tiny pumps in your stomach lining create acid to break down food. Normally your lower esophageal sphincter (LES) works as a door, opening and closing to let food pass from your esophagus HEARTBURN GLOSSARY Esophagus: Tube connecting the mouth to the stomach; a passageway for food; part of the digestive

Are Big Dogs A Bigger Responsibility?

Image Source Dogs come in all shapes and sizes. When opting to own a bigger breed, there are clearly going to be some differences in owning a Chihuahua. However, how big are these differences? Is the responsibility far greater with a humungous hound? Or are there some bonuses to having a big bow-wow-ing beast? Diet Big dogs do require a different diet then small dogs, not just in terms of portion size but nutrients too. They often need a greater amount of protein, especially as a pup when they are growing. This higher protein food costs more, and given that you’ll be serving up higher portions, you’ll go through a lot more dog food with a big breed than you would with a small breed. There are also other factors to consider. Big dogs are often more likely to contract allergies to certain foods. This can sometimes mean buying hypoallergenic dog food , which is unsurprisingly more expensive. It’s also recommended using a raised dog bowl once a big dog reaches adulthood.