Were you recently involved in an accident that resulted in an injury that wasn’t your fault? It can be a devastating time, especially when you don’t know what the future brings. If you’re unable to work and you can’t pay your bills, you need to move quickly to gain access to any disability benefits you may be entitled to. It’s also important to pursue and obtain resolution to who’s responsible for contributing to your injury. Here are a few initial steps to take and tips on how to make sure the process successful.
Get Prompt Medical Care
From the moment you realize that you were injured, you need to get medical care as soon as possible. Personal injuries can fall under a broad range of identifying terms, such as:
- Falling or injuring yourself in a store
- Getting whiplash or another serious injury from an accident
- Product defect
- Noise-induced hearing loss from a product or from your workplace
This is just a small example of different types of personal injuries that you could experience. Recovery starts with getting an accurate diagnosis and follow up treatment from a doctor. From there, if you think that another business, person, or product in any way may have contributed to your injury, you’ll need to take notes. Write down or record everything that happened in detail as soon as you can. This allows you to keep the details fresh and to be able to easily reference back to the incident as your attorney requests more detailed information.
Seek Reputable Legal Counsel
Obtaining an attorney who may be able to represent you if you have a case is important. Never try to do it on your own. A good attorney will take a careful look at your situation and determine if you have a solid case or not. If you do, it’s important to refer back to your written statement and any other pertinent information regarding the accident, leading up to it and afterward as well. Your attorney may call upon specific witnesses or interview the owner of the business where the injury occurred. You’ll need good legal counsel to represent you in court to help with the case. It's best to choose a law firm familiar with the court system of the city or state where the injury occurred. For instance, if you were seriously hurt outside of Yankee Stadium, narrow the search down to the top Bronx law firms specializing in personal injuries.
Call or Contact Your Employer
It's true that experiencing pain and suffering can make it hard to complete everyday tasks. If you’ve been injured to the point that you can no longer do your job properly, you need to contact your employer right away. If you were injured on the job, you’ll definitely need to report the incident to human resources. From there, you’ll have to fill out an incident report, and see if you need to turn the claim into workers compensation. If so, your lawyer will work directly with them as your claim is processed. If the injury occurred elsewhere, you still need to talk with your employer to see if you have any short or long-term disability with your employee benefits. If you do, now is the time to utilize these benefits so you can get reimbursed while you’re going through the healing process.
Contact Your Creditors
Contacting your creditors may seem like one of the last things you want to do as you’re laying in bed with an injury. In actuality, it's one of the best things you can do to help salvage your credit. If your credit is in good standing, you’ll want to keep it that way. This means if you’re going to be late on your house or car payment, or if you can’t pay your minimum credit card payment this month, call your creditors. In many cases, they will be understanding in regards to your situation and may even waive any late fees. Some creditors may allow you to skip a payment or make payment arrangements without sacrificing your good credit standing. Falling behind on your bills is easy to do when your income comes to a grinding halt. If you must, you can tap into your savings and other money sources to pay bills, but only after you’ve paid your rent and house payment first. If you're having problems with your creditors, ask your personal injury lawyer for assistance.
Being injured can quickly become a complex issue because it’s often multifaceted. Dealing with your injury, recovery and getting the right monetary support is important for survival. Getting an attorney that will be on your side to help your case is just one step in easing the burden and worry of the accident.